But if an enemy can do major damage or Felicia get targeted by multiple enemies, would it really be a good idea to risk her taking too much damage? Sure, if the enemy is magic-based, then it would not be as bad, but I just don't see the risk too rewarding.
You could just give Felicia her "personal weapon" as it is magic based, and only gives -10 Avoid, lowering the risk of being hit by half, and still doing somewhat good damage.