I think that most people with decent health and health care need not be more concerned than with regular flu. The word pandemic is such a scare word, but in developed countries (hell, even in undeveloped countries if you're lucky enough to be within the upper classes) this will be for most of us just another flu. Does it suck? Yes. Should you lose sleep over it? No, I wouldn't say so. Proceed as normal, keep clean, and if you're sick get treated.
Note that I'm neither a doctor nor scientifically minded. I just think that panicking is silly, especially when the situation is overblown.