Try out this list app. It is a task list application with deadline and reminder capabilities that can save your life. I fell in love with it after a few days. It's even better if you have a smartphone, but you don't need one (I don't have one). As for my opinion... I think you should roll with the punches. You can change your mind after these courses. For now, I think you should to follow through on your investments. You cannot take back your bets in this game of life. You cannot call for a redeal before it is time because you got dealt a pair of twos. You have to see the hand through the the end no matter what life deals you. When your bluffs do not pan out, do not stop playing because you lost a hand. You cannot learn from your decisions if you run from them. TL;DR - It is okay to steer from one course to another, but you should not drop out on your commitments.